*Disclaimer: Rate promotion is valid on accepted purchase contracts dated November 5, 2026, through November 30, 2026, for eligible inventory homes that close on or before December 30, 2026. Not all homes qualify for this promotion. Promotional incentives are subject to specific terms and conditions and may vary by home. Eligibility requires satisfaction of all applicable closing requirements, including, but not limited to, closing on or before December 30, 2026, utilizing Capital Title, and financing through a GFO Home LLC preferred lender. Example financing scenario assumes a $600,000 purchase price, a $540,000 loan amount (90% loan-to-value), a minimum 10% down payment, and a minimum FICO score of 780. The example features a 7/6 adjustable-rate mortgage (ARM) with an initial fixed interest rate of 5.49% for the first seven years (6.949% APR). The borrower would make 84 monthly principal and interest payments of approximately $3,066 during the initial fixed-rate period. Monthly payments do not include property taxes, homeowners insurance, mortgage insurance, or other applicable fees and assessments. Actual monthly payments will be higher. Beginning in year eight, the interest rate may adjust every six months based on the 30-day Average SOFR Index plus a 2.75% margin. The loan features a maximum initial interest rate adjustment of 5 percent, a maximum subsequent adjustment of 1 percent every six months, and a lifetime interest rate increase cap of 5 percent above the initial rate. Future interest rates and payments may increase or decrease, subject to the applicable adjustment caps and loan terms. Interest rates and pricing are subject to applicable agency loan-level price adjustments based on credit score, loan-to-value ratio, and other qualifying factors. Additional rate buydown opportunities may be available through participating preferred lenders. This promotional offer has no cash redemption value and may not be applied to contract transfers, cancellations, or rewrites. Interest rates are subject to change without notice. Rate information is as of November 5, 2026. GFO Home LLC reserves the right to modify or cancel this promotion at any time. See a GFO Home sales representative for complete details and eligibility requirements.  See a GFO sales representative for details.